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The Kirsch Team is set apart from other lenders when refinancing by supplying all the information needed to
make an informed decision on the use of your home's equity. We want to
become your trusted advisor and recommend what we feel is the best
option for your particular situation. If it doesn’t make any sense for
you to refinance, we will tell you that as well.
Refinancing your home mortgage loan may be an option for various
reasons. |
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Rate and Term reductions have been popular reasons for refinancing
over the past few years as interest rates have hit all time lows.
Major savings can be incurred when you not only reduce your rate, but also
shorten the term of the loan. You could ultimately eliminate years of
payments.
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Click here go Pre-qualify Now!
Our No Closing Cost FHA and VA Streamline Refinancing on
Government loans is an option many borrowers have chosen. Those who hold
these types of mortgages have been able to reduce both their rate and
terms at no cost, thus saving thousands of dollars off of their original
loan.
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Cash Out Refinancing has also been
greatly utilized as the interest rates have been low, taking the
equity that has accumulated and turnin it into cash to either pay off
mounting debts or home improvements.
Debt Consolidation loans can be taken out to pay off
various revolving credit lines and other outstanding lines of credit
that can then be turned into a the tax deductible debt of a home
loan. On any loans of this type we would utilize our
Financial
Planning Reports to help our borrowers make better informed
decisions. |
Although you could use a cash out refinance to fund a renovation, we
do have refinancing
Home Improvement Loan
options for
major additions. This would require disbursements of funds as
portions of the project are completed. Many times it makes more
sense to use this type of a loan when the balance of the improvement
loan comes close to that of the first mortgage.
Home Equity Lines of credit and second mortgages can be options for
many homeowners looking to utilize some of the equity in their home
but don’t want to touch their first mortgage.
We have numerous options for these types of loans. If this is
something you think might fit your situation we suggest
getting started by filling out our short form application online.
Click Here To Pre-qualify Now! |
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